Helping a Parent With Medicare, Medicaid, or Insurance Decisions

Caring for an aging parent is a huge responsibility—especially when it comes to navigating Medicare, Medicaid, or health insurance decisions. True North Associates is here to guide caregivers and adult children through every step, with clear explanations, checklists for what to gather, and honest answers to tough questions. You don’t have to be an expert; you just need a partner who can explain the options and help you make informed choices.

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How We Help Caregivers & Adult Children

We know you’re not just looking for information—you want a calm, knowledgeable ally who can simplify the process and reduce your stress. We start with a friendly intake to understand your parent’s situation: their doctors, prescriptions, current plan, and any cost challenges. From there, we create a clear path—comparing Medicare Advantage and Supplement options, checking for Medicaid eligibility, and laying out ways to lower out-of-pocket expenses.

What to Gather: Caregiver Checklist

  • A list of your parent’s current doctors and medications
  • Their existing insurance cards (Medicare, Medicaid, or private)
  • Any recent bills or letters from insurers
  • Notes on what’s not working with their current plan (costs, networks, prescriptions)



Bring these to your first call—then let us guide you from there.

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Support Beyond Enrollment

The right plan can change over time. We offer ongoing annual reviews to make sure your parent’s coverage continues to fit—especially as their health or medications change. If financial worries arise, we’ll walk you through Medicaid, Medicare Savings Programs, or dual-eligible plans to ensure your family gets the support it needs.

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Your Questions, Answered

  • How do I help my parents choose a Medicare plan?

    We compare plan options based on your parent’s doctors, medications, and budget, then recommend the clearest, most cost-effective path. You’ll get plain-language explanations and a clear summary, so you can feel confident in the decision.

  • What if my parent can’t afford Medicare costs?

    We assess eligibility for Medicaid, Extra Help (for prescriptions), and Medicare Savings Programs, plus recommend lower-cost plan types where appropriate. We help you find real relief and avoid unnecessary expenses.

  • Does Medicaid help seniors with Medicare premiums?

    Yes, certain Medicaid programs and Medicare Savings Programs can pay premiums, deductibles, or co-pays for seniors. We check eligibility and help with applications when needed.

  • Who can I talk to about Medicare for my mom or dad?

    True North Associates specializes in guiding families and caregivers. Book a call, and you’ll get a single point of contact who understands both the rules and the emotional side of helping a loved one.

Get Calm, Clear Support for Your Family

Medicare and Medicaid decisions don’t have to be overwhelming. Let’s walk through it together—with checklists, clarity, and ongoing support designed for caregivers and adult children.