Wealth & Insurance Solutions for Financial Peace of Mind
Building lasting wealth isn’t just about saving—it’s about protecting what you’ve earned from life’s uncertainties. Medical costs, market swings, and the possibility of living longer than your savings can all threaten your retirement security. True North Associates offers insurance-based solutions that safeguard your health and your finances, providing peace of mind in retirement and for your loved ones. We help you design a strategy that ensures your wealth is there when you need it most.
Protecting Your Financial Future
Insurance is a cornerstone of a secure financial future, especially as you near or enter retirement. The right mix of products can protect your savings from unexpected medical costs, provide steady income for life, and ensure you leave a legacy for those you care about. At True North Associates, we connect financial goals with practical solutions—so you can enjoy your future with less worry. Our team makes it simple to understand how insurance fits into your overall retirement plan.
Our Wealth-Focused Insurance Services
Annuities for Retirement Income
We offer fixed and indexed annuities that provide reliable, guaranteed income—helping you cover essential expenses or protect your principal against market volatility.
Life Insurance & Legacy Planning
Life insurance is more than just a death benefit. We show you how it can be used for family protection, tax-advantaged wealth transfer, or even as a living benefit to access funds for care or emergencies.
Long-Term Care & Disability Solutions
We help you explore insurance options for covering nursing home, assisted living, or in-home care costs. Disability policies can also replace income if you’re unable to work, preserving your assets for the future.
Why These Solutions Matter
A medical crisis, long-term care need, or unexpected loss can quickly drain retirement savings built over decades. Outliving your assets is a real risk as people live longer, and final expenses or estate planning concerns are top of mind for many. Insurance tools like annuities, life, and long-term care coverage help manage these risks—turning unpredictable costs into predictable benefits. With the right strategy, you can relax knowing your financial future is protected from life’s what-ifs.
Tailored to Your Needs
Every family and retirement plan is unique. As an independent adviser, True North Associates shops multiple carriers and customizes a blend of annuities, life insurance, and care coverage to match your goals. Whether your priority is guaranteed income, protecting a spouse, or funding care without burdening loved ones, we design your plan with flexibility and transparency. Our independence means your best interests always come first.
Your Welath & Insurance Questions, Answered
Are annuities safe and how do they work?
Annuities are insurance contracts designed to provide steady income or growth, often with guarantees against loss. Fixed and indexed annuities offer principal protection and can deliver predictable payouts for life or a set period. We help you understand the features, pros, and cons so you can choose confidently.
What kind of life insurance is best for seniors or grandchildren?
Permanent life insurance policies, such as whole life or guaranteed universal life, are often used for estate planning or as a gift to future generations. For grandchildren, policies can be started early to lock in low rates and cash value growth. We’ll review your family goals and recommend options that fit your legacy plans.
How can I afford long-term care insurance?
Premiums vary, but there are creative ways to make coverage affordable—such as choosing shared benefits with a spouse or exploring hybrid policies that combine life insurance and long-term care. Some plans let you use existing assets to fund coverage or return unused premiums to your heirs. We’ll tailor recommendations to your budget and needs.
Secure Your Future Today
Insurance-based wealth solutions are the backbone of a safe, resilient retirement. Schedule a consultation with True North Associates to review your goals, evaluate options, and build a plan that gives you—and your loved ones—lasting confidence. Protect what you’ve built and ensure your future is as secure as you deserve.
